Financial Behavior of Romanians - Preliminary Issues of the Household Budget Survey with an Extension of the Questionnaire

Ileana NICULESCU-ARON
Constanta MIHAESCU
Raluca CAPLESCU

Keywords

demographic ageing, financial behavior, saving behavior, life insurance, private pensions

Abstract

In the context of an unprecedented acceleration of the demographic ageing process the objective of financial stability at different levels of the economy needs economic and social measures that are based on scientific grounds regarding the identification, analysis and forecasting of the changes in the financial behavior of both economic agents and the population. Pertinent data are necessary for the analysis, and since they did not exist to the necessary extent, we came up with the original idea of using the existent infrastructure for projection and implementation of the Household Budget Survey in the territory, to which a pilot section was added. The present approach aims at presenting the preliminary results of the pilot questionnaire, dedicated to financial behavior of the households.